Bret grew up in the automotive business, where his family owned and operated several retail and Buy Here Pay Here dealerships across Ohio and Pennsylvania. With deep roots in both independent and franchise operations, Bret has managed multi-campus new and used car dealerships and gained firsthand insight into dealership operations, asset management, and risk mitigation. Beyond retail, Bret’s experience includes leadership roles in salvage yard operations and other industries where managing high-value assets and financial exposure is critical. His understanding of both operational and financial risk makes him a trusted resource for dealers seeking long-term profitability. Bret has served as a Dealer Performance Group moderator for both retail and BHPH dealers and is currently a Business Development Manager with Buckeye Risk Services where he helps clients implement smart reinsurance and protection strategies.