
Area Manager, CAR Financial Services
Paul has extensive experience in management and finance, currently serving as Area Manager at CAR Financial Services since September 2011, where the focus is on customizing auto finance solutions. He oversees the Northeast region, covering areas from Maryland to Maine and Ohio, and works closely with the IADA. Paul started his career in finance in January 2000. Previously, he held the position of District Manager at Wells Fargo Financial from January 2001 to October 2011, successfully restructuring the lowest performing district to achieve top rankings in sales productivity.
Earlier in Paul's career, from November 1994 to March 2001, management responsibilities included leading the Home Fashions Department at Sears Holdings Corporation, where significant sales profitability was attained. Paul holds a BBA in Finance from Hofstra University, alongside an Associates Degree in Banking, Corporate, Finance, and Securities Law from Iona University.
Session Panelist
Essential Do’s and Don’ts for Effective Floorplanning

CAR is committed to leading the Sub-Prime Automotive Finance Industry by developing and delivering an innovative series of financial products and services designed to create and maintain customer value.
CAR Financial Services, Inc. (“CAR”) services both independent automotive dealers and automotive subprime financial organizations. CAR has a national geographic footprint, as we can operate in 47 States, and we continually evolve our programs to meet the ever-changing needs of those we serve. Our strengths lie with our experienced and professional employees, our dedication to technology, and a tradition of over 25 years of quality service.
CAR can help you survive every economic cycle by customizing a purchase/service program that meets your needs while providing quality service through a single dealer point of contact. CAR strives to understand your day-to-day business so that we can structure a program designed to meet your long-term goals and objectives. Whether purchasing a stream of payments, purchasing all or part of your accounts outright, or simply servicing your BH/PH portfolio, the trusted professionals at CAR Financial Services are interested in working with you to meet your dealership needs and exceed your service expectations.
NEED CAPITAL? NO PROBLEM… THAT IS WHY WE ARE HERE!
A larger segment of both the used and new dealer communities are considering alternative financing and buy here/pay here (BH/PH) as a business strategy in which they may generate more sales from a previously underserved market. These dealers require a reliable and consistent source of capital in order to procure vehicles to serve this consumer and to provide internal financing for the supported growth of their BH/PH portfolio. CAR Financial Services remains a leader in providing non-standard financing supporting compliant dealers in the BH/PH market.

